Insurance is the most important element in risk cover to secure you and your family from unforeseen events. But, a denial from your insurer to settle the claim can be a big jolt. Thus, it is imperative to be careful while buying a plan and one must also re-examine the details of the policies already held
Here are tips to ensure your claim is not rejected:
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Don't suppress vital information: Insurer fixes the
premium based on the information provided by you which includes your
age, occupation, liquor/tobacco intake, pre-existing diseases, family
history, details of other policies that you hold etc. It is a mistake to
conceal facts in order to lower the premium amount as it can backfire.
